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Consumer Driven Health Plan

With this plan, you can use any doctor, clinic, hospital or health care facility you want in our national network. 

There’s coverage if you need to go out of the network. However, seeing an out-of-network provider will likely cost you more. If you need to see a specialist, a referral is not required.  

Preventive care is covered 100 percent when using an in-network provider.

Network plan deductible and out of pocket limit

Plan Deductible

  • Employee: $2,200 (Includes $1200 PCA)
  • Employee+1: $4,400 (includes $2400 PCA)
  • Family: $4,400 (includes $2400 PCA)

Out-of Pocket Limit - the most you could pay during a coverage period for your share of the costs of covered services.

  • Employee: $6,500
  • Employee+1: $13,000
  • Family: $13,000

Learn more about the HRA and how it can help you save in the plan summary.

Plan highlights

Network coverage

Both network and out-of-network providers covered

Primary care provider

Primary care provider is not required

Copays

Copay due for certain services and prescriptions

Savings account options

Savings account options not offered

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare. 

Are your providers in network?

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Stay in the network

To help save on costs, choose care and services from within our network.

Look for the hearts

To help you find quality and cost-efficient doctors, the
UnitedHealth Premium® program fully evaluates doctors in various specialties.

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The importance of a primary care provider (PCP)

Primary care provider

This plan does not require you to have a primary care provider (PCP), but choosing one for yourself and each covered family member is highly recommended. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health. 

  • It's easy to find and choose a network Primary Care Provider

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The importance of a primary care provider (PCP)

Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one. 

Services covered in the network

Here's a partial list of your coverage:

  • Preventive Care Services
  • Doctor Office Visits and Labs
  • Emergency and Outpatient Care
  • Mental Health and Substance Disorder Service
  • Pregnancy and Newborn Care
  • Health and Wellness

The UnitedHealth Premium® designation program is a resource for informational purposes only. Designations are displayed in UnitedHealthcare online physician directories at myuhc.com®. You should always visit myuhc.com for the most current information. Premium designations are a guide to choosing a physician and may be used as one of many factors you consider when choosing a physician. If you already have a physician, you may also wish to confer with him or her for advice on selecting other physicians. You should also discuss designations with a physician before choosing him or her. Physician evaluations have a risk of error and should not be the sole basis for selecting a physician. Please visit myuhc.com for detailed program information and methodologies.