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Say hello to health plan benefits
UnitedHealthcare’s health plans include benefits that are designed with care. We’re here to help you live a healthier life by guiding you through the health system and connecting you to quality care. Check out all that your health plan options have to offer.
Medical plans include:
More access
Access to a large network of physicians, hospitals and other health care providers and facilities
Quality care
Preventive care coverage at 100% for most plans when you see a network provider
Helpful tools
Digital tools and online resources to help make managing your health — and health plan — easier and more convenient
How health plans work
Watch our video to learn the basics of how plans work - from often seen terms to how costs are shared between you and your plan. We want to help you understand how health plans work so that you can get the most out of your benefits.
See if your doctor is in the network
Before enrolling in a plan, check here to make sure your doctor, specialist and other preferred health care providers are included in our network.
Transferring coverage
New to UnitedHealthcare? If you are currently receiving treatment for a specific medical condition by an out-of-network health care provider, you may be eligible for Transition of Care. Before your plan begins, you can take steps to help prepare for smoother transition. For more information, call 888-297-0878.
Resources for healthier living
Once you’re a member, you’ll have access to member resources and services designed to help make it easier and more convenient to manage your health plan and health care.
Benefit info at your fingertips
Connect with your plan details online at myuhc.com.
Get on-the-go access to your health plan with the UnitedHealthcare app.
Easily access behavioral health resources
Find behavioral health resources and services easier than ever on myuhc.com.
With Calm Health, get access to the Calm app to guide you with self-care courses, condition specific content and more.
Stay on top of your health
Get preventive care, including routine wellness and screenings, at no additional cost to you.
With 24/7 Virtual Visits, connect with a network provider by phone or video1 using myuhc.com® or the UnitedHealthcare® app.
Answers to questions to help you understand plan benefits
Please note: The above questions and answers are a general description of coverage benefits. You should consult with your official plan documents.
1 Data rates may apply.
Behavioral health program should not be used for emergency or urgent care needs. In an emergency, call 911 or go to the nearest emergency room. This program is not a substitute for a doctor’s or professional’s care. Consult with your clinician for specific health care needs, treatment or medication. Due to the potential for a conflict of interest, legal consultation will not be provided on issues that may involve legal action against UnitedHealthcare or its affiliates, or any entity through which the caller is receiving these services directly or indirectly (e.g., employer or health plan). This program and its components may not be available in all states or for all group sizes and is subject to change. Coverage exclusions and limitations may apply.
Calm Health is not intended to diagnose or treat depression, anxiety, or any other disease or condition. The use of Calm Health is not a substitute for care by a physician or other health care provider. Any questions that you may have regarding the diagnosis, care, or treatment of a medical condition should be directed to your physician or health care provider. Calm Health is a mental wellness product.
Certain preventive care items and services, including immunizations, are provided as specified by applicable law, including the Patient Protection and Affordable Care Act (ACA), with no cost-sharing to you. These services may be based on your age and other health factors. Other routine services may be covered under your plan, and some plans may require copayments, coinsurance or deductibles for these benefits. Always review your benefit plan documents to determine your specific coverage details.
24/7 Virtual Visits is a service available with a Designated Virtual Network Provider via video, or audio-only where permitted under state law. Unless otherwise required, benefits are available only when services are delivered through a Designated Virtual Network Provider. 24/7 Virtual Visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members. Check your benefit plan to determine if these services are available.
All UnitedHealthcare members can access a cost estimate online or on the mobile app. None of the cost estimates are intended to be a guarantee of your costs or benefits. Your actual costs may vary. When accessing a cost estimate, please refer to the Website or Mobile application terms of use under Find Care & Costs section.
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