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With this health plan, you can use any doctor, clinic, hospital or health care facility in the choice network, which saves you money.
If you don’t use a provider from our network, you’ll have to pay for all of the costs. Referrals are not required to see a specialist.
Preventive care is covered 100 percent in the network. You don't have to pay any out-of-pocket costs for age appropriate preventive care as long as you use a network doctor.
The doctors and facilities in our network have agreed to provide services at a discount, which may help lower your health care costs - that's why searching for network providers makes good sense.
Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare. Finding providers in the network is easy when you use Provider Search.
Stay in the network - To help save on costs, choose care and services from within our network.
While this plan does not require you to have a primary care provider (PCP), choosing one for yourself and each covered family member is highly recommended. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.
It's easy to find and choose a network PCP - just go to Provider Search to get started.
This plan comes with an opportunity to open up a health savings account (HSA) — a bank account where you can put money aside, tax-free, to save and pay for eligible health care expenses.
Spend your HSA money on eligible health expenses now.
Build up your HSA savings and use it later.
Your savings can be carried over year to year, even if you change jobs.
Deposits are exempt from both federal and state income tax.
Your savings grow tax free.
Money you spend on eligible health care expenses is income tax free.
Use money in your HSA to pay for qualified medical expenses.
Pay bills online or pay with checks linked to your HSA.
Upload receipts and store them in your own online receipt vault.
With this plan, preventive services are covered at 100% in the network. Here's a partial list of what's covered; for the full list, please refer to your official plan documents.
The UnitedHealth Premium® designation program is a resource for informational purposes only. Designations are displayed in UnitedHealthcare online physician directories at myuhc.com®. You should always visit myuhc.com for the most current information. Premium designations are a guide to choosing a physician and may be used as one of many factors you consider when choosing a physician. If you already have a physician, you may also wish to confer with him or her for advice on selecting other physicians. You should also discuss designations with a physician before choosing him or her. Physician evaluations have a risk of error and should not be the sole basis for selecting a physician. Please visit myuhc.com for detailed program information and methodologies.
The UnitedHealthcare plan with Health Savings Account (HSA) is a qualifying high deductible health plan (HDHP) that is designed to comply with IRS requirements so eligible enrollees may open a Health Savings Account (HSA) with a bank of their choice or through Optum Bank, Member FDIC. The HSA refers only and specifically to the Health Savings Account that is provided in conjunction with a particular bank, such as Optum Bank, and not to the associated HDHP.
Certain preventive care items and services, including immunizations, are provided as specified by applicable law, including the Patient Protection and Affordable Care Act (ACA), with no cost-sharing to you. These services may be based on your age and other health factors. Other routine services may be covered under your plan, and some plans may require copayments, coinsurance or deductibles for these benefits. Always review your benefit plan documents to determine your specific coverage details.
All UnitedHealthcare members can access a cost estimate online or on the mobile app. None of the cost estimates are intended to be a guarantee of your costs or benefits. Your actual costs may vary. When accessing a cost estimate, please refer to the Website or Mobile application terms of use under Find Care & Costs section.
Fraud and abuse: Please notify the Plan of any fraudulent activity regarding Plan members, providers, payment of benefits, etc. Call 1-888-364-6352.
Links to other websites are provided for your convenience and we are not responsible for the site’s content. Information is presented without any warranty as to its reliability, accuracy, accessibility or usefulness.