Skip to content

Your Saved Plans

  • No saved plans

Search for prescription drugs and pharmacies

Medications can play an important role in maintaining your health.  

UnitedHealthcare has teamed up with OptumRx as your care provider to help you find out what medications are covered, check out ways to lower your costs, see how to fill your prescriptions, and more.

Find out what medications are covered

When it comes to coverage, keep in mind that some medications may have requirements before filling them. Also, if a medication doesn't fit your budget, it's a good idea to remember your doctor is here to help—talk to them about lower cost options.

Prescription Drug List

The easiest way to find out if a prescription is covered is to check the Prescription Drug List (PDL) — which takes the most commonly prescribed medications and organizes them into cost tiers. For more on the PDL, see the Prescription Costs section.

Is your medication covered in the PDL?

Traditional 3-Tier Prescription Drug List button Opens in a new tab
Core Plus Preventive Drug List button Opens in a new tab

Applies to all plans

How to manage medication costs

The Prescription Drug List (PDL) takes medications and places them into tiers, arranging them from lowest to highest cost.

$
Tier 1

Lowest Cost

Mostly generic and some name-brand medications

$$
Tier 2

Mid-range Cost

A mix of brand-name and generic medications

$$$
Tier 3 Highest

Highest Cost

Mostly brand-name drugs, as well as some generic medications

  • Here are a few PDL tips:

Look up your medication costs

Use the OptumRx Drug Pricing Tool to look up the estimated price of a medication based on pharmacies near you. This tool is only a guide, and the actual cost may vary. Estimated pricing is not specific to your benefit and is not available for all medications. The estimated pricing reflects 100% of the medication cost.  

If your medication requires a prior authorization or is a step therapy medication, you will need to first scroll down to retail pharmacies and then click on the link for “view average retail price” to find the estimated cost.  

Open the OptumRx Drug Pricing Tool Opens in a new tab

...