UnitedHealthcare Navigate® Plan

With this health plan, you’ll need to select a primary care physician (PCP) from our network. Your PCP will perform a key role in guiding your health care by helping you avoid duplicating tests and services, connecting you with a specialist if needed, and supporting you in achieving your best health.

Where you go for care can make a difference. Using network providers will help you save money.

There's no coverage if you go out of network or if you see a network specialist without an electronic referral from your PCP. You will be responsible for the entire cost of care services.

Preventive care is covered 100% in our network. You don't have to pay any out-of-pocket costs for age-appropriate preventive care as long as you use a network doctor.

Plan highlights

Network coverage

Only network providers covered

Primary care provider

Primary care provider is required

Copays

Copay due for certain services and prescriptions

Savings account options

Savings account options not offered

Prescription Coverage

Finding out if your prescriptions are covered is easy when you use Prescription Search.

Prescription search

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare.

Are your providers in network?

Stay in the network

To help save on costs, choose care and services from within our network.

Look for the hearts

To help you find quality and cost-efficient doctors, the
UnitedHealth Premium® program fully evaluates doctors in various specialties.

The importance of a primary care provider (PCP)

Primary care provider

With this plan, you'll need to select a primary care provider (PCP) for yourself and each covered family member. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.

If you don't select a PCP by the deadline, one will be selected for you. But you can always change your PCP anytime at myuhc.com.

It's easy to find and choose a network Primary Care Provider
Click the provider network link above, or choose "Search for a Provider" in the main menu, and open the network provider directory website for your selected plan.

Then follow these steps:

Under “What type of Medical Care can we help you find near”, click Change Location, fill in your location information, and click Update Location.
Under “Find Health Care by Category”, select People > Primary Care > All Primary Care Providers to see a listing of PCPs.
Scroll through the listing and select the name of the network PCP you'd like to coordinate your care.
Click on the PCP’s name for the Provider ID number.

Important: For health plans requiring a PCP, a PCP will be selected for you and your covered family members if you don’t pick one by the enrollment deadline. You can change your PCP anytime at myuhc.com.

The importance of a primary care provider (PCP)

Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one.

Services covered in the network

Here's a partial list of your coverage:

Preventive Care Services
Doctor Office Visits and Labs
Emergency and Outpatient Care
Mental Health and Substance Disorder Service
Pregnancy and Newborn Care
Health and Wellness

UnitedHealthcare Navigate® Plan

Plan highlights

Network coverage

Primary care provider

Copays

Savings account options

Prescription Coverage

Network coverage

Are your providers in network?

Stay in the network

Look for the hearts

The importance of a primary care provider (PCP)

Primary care provider

It's easy to find and choose a network Primary Care Provider It's easy to find and choose a network Primary Care Provider

The importance of a primary care provider (PCP)

Services covered in the network

It's easy to find and choose a network Primary Care Provider