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UnitedHealthcare Navigate® Plan

With this health plan, you’ll need to select a primary care physician (PCP) from our network. Your PCP will perform a key role in guiding your health care by helping you avoid duplicating tests and services, connecting you with a specialist if needed, and supporting you in achieving your best health.  

Where you go for care can make a difference. Using network providers will help you save money.

There's no coverage if you go out of network or if you see a network specialist without an electronic referral from your PCP. You will be responsible for the entire cost of care services. 

Preventive care is covered 100% in our network. You don't have to pay any out-of-pocket costs for age-appropriate preventive care as long as you use a network doctor.

Plan highlights

Network coverage

Only network providers covered

Primary care provider

Primary care provider is required

Copays

Copay due for certain services and prescriptions

Savings account options

Savings account options not offered

Prescription Coverage

Finding out if your prescriptions are covered is easy when you use Prescription Search.

Prescription search

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare. 

Are your providers in network?

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Stay in the network

To help save on costs, choose care and services from within our network.

Look for the hearts

To help you find quality and cost-efficient doctors, the
UnitedHealth Premium® program fully evaluates doctors in various specialties.

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The importance of a primary care provider (PCP)

Primary care provider

With this plan, you'll need to select a primary care provider (PCP) for yourself and each covered family member. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.

If you don't select a PCP by the deadline, one will be selected for you.  But you can always change your PCP anytime at myuhc.com.

  • It's easy to find and choose a network Primary Care Provider

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The importance of a primary care provider (PCP)

Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one. 

Services covered in the network

Here's a partial list of your coverage:

  • Preventive Care Services
  • Doctor Office Visits and Labs
  • Emergency and Outpatient Care
  • Mental Health and Substance Disorder Service
  • Pregnancy and Newborn Care
  • Health and Wellness

The UnitedHealth Premium® designation program is a resource for informational purposes only. Designations are displayed in UnitedHealthcare online physician directories at myuhc.com®. You should always visit myuhc.com for the most current information. Premium designations are a guide to choosing a physician and may be used as one of many factors you consider when choosing a physician. If you already have a physician, you may also wish to confer with him or her for advice on selecting other physicians. You should also discuss designations with a physician before choosing him or her. Physician evaluations have a risk of error and should not be the sole basis for selecting a physician. Please visit myuhc.com for detailed program information and methodologies.