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Say hello to health plan benefits

UnitedHealthcare’s health plans include benefits that are designed with care. We’re here to help you live a healthier life by guiding you through the health system and connecting you to quality care. Check out all that your health plan options have to offer.

Medical plans include:

More access

Access to a large network of physicians, hospitals and other health care providers and facilities

Quality care

Preventive care coverage at 100% for most plans when you see a network provider

Helpful tools

Digital tools and online resources to help make managing your health — and health plan — easier and more convenient

 

Benefits to help support your journey to your best health.

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How health plans work

Watch our video to learn the basics of how plans work - from often seen terms to how costs are shared between you and your plan. We want to help you understand how health plans work so that you can get the most out of your benefits.

See if your doctor is in the network

Before enrolling in a plan, check here to make sure your doctor, specialist and other preferred health care providers are included in our network.

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Resident of IL — search the Core network > button Opens in a new tab

Transferring coverage

New to UnitedHealthcare? If you are currently receiving treatment for a specific medical condition by an out-of-network health care provider, you may be eligible for Transition of Care. Before your plan begins, you can take steps to help prepare for smoother transition. For more information, call 888-297-0878.

Resources for healthier living

Once you’re a member, you’ll have access to member resources and services designed to help make it easier and more convenient to manage your health plan and health care.

Benefit info at your fingertips

Connect with your plan details online at myuhc.com.

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Get on-the-go access to your health plan with the UnitedHealthcare app.

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Easily access behavioral health resources

Find behavioral health resources and services easier than ever on myuhc.com.

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Stay on top of your health

Get preventive care, including routine wellness and screenings, at no additional cost to you. 

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With 24/7 Virtual Visits, connect with a network provider by phone or video1 using myuhc.com® or the UnitedHealthcare.

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Answers to questions to help you understand plan benefits

  • How do I enroll in a plan?

  • What if I need to see a specialist?

  • Which preventive care services are covered?

  • How are lab services covered?

  • Once I become a UnitedHealthcare plan member, what should I do?

Please note: The above questions and answers are a general description of coverage benefits. You should consult with your official plan documents.

1Data rates apply.

Behavioral health program should not be used for emergency or urgent care needs. In an emergency, call 911 or go to the nearest emergency room. This program is not a substitute for a doctor’s or professional’s care. Consult with your clinician for specific health care needs, treatment or medication. Due to the potential for a conflict of interest, legal consultation will not be provided on issues that may involve legal action against UnitedHealthcare or its affiliates, or any entity through which the caller is receiving these services directly or indirectly (e.g., employer or health plan). This program and its components may not be available in all states or for all group sizes and is subject to change. Coverage exclusions and limitations may apply.

Certain preventive care items and services, including immunizations, are provided as specified by applicable law, including the Patient Protection and Affordable Care Act (ACA), with no cost-sharing to you. These services may be based on your age and other health factors. Other routine services may be covered under your plan, and some plans may require copayments, coinsurance or deductibles for these benefits. Always review your benefit plan documents to determine your specific coverage details.

24/7 Virtual Visits is a service available with a Designated Virtual Network Provider via video, or audio-only where permitted under state law. Unless otherwise required, benefits are available only when services are delivered through a Designated Virtual Network Provider. 24/7 Virtual Visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members. Check your benefit plan to determine if these services are available.

All UnitedHealthcare members can access a cost estimate online or on the mobile app. None of the cost estimates are intended to be a guarantee of your costs or benefits. Your actual costs may vary. When accessing a cost estimate, please refer to the Website or Mobile application terms of use under Find Care & Costs section.