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With the Dental INO Plan, you can see any dentist you want in our network, anywhere across the country. It’s important that you stay in the INO plan network.
You won’t receive coverage if you see an out-of-network dentist. However, if a network dental provider is not available within a reasonable distance of where you live or work, you may be referred to an out-of-network dental provider and still receive services at the network rate.
Referrals are not needed to see a specialist.
When you see a network provider, preventive care including routine exams and cleanings are most often covered at 100%.Also available with this plan are extra cleanings during pregnancy and oral cancer screenings for adults.
Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.
Find out if your dental care provider is in the network.
Most dental plans share the same idea: there’s what you pay for care, when you pay for it, and how much of those care costs you and your plan share.
For services other than preventive care, you pay a deductible - a set dollar amount - before your coverage kicks in.
As soon as the deductible is met, you and the plan will share the costs of services you received. You'll either pay a set copay or a percentage of the bill.
The plan pays for services up to a set dollar amount, called an annual maximum. If you reach the maximum amount, you’ll need to pay the entire cost of any additional dental care you receive that year.
Getting regular preventive care is important to maintaining good oral health. With this in mind, our dental plan programs are designed to help you keep your teeth and gums health while also helping you control costs.
With virtual dental visits — also called teledentistry — there’s an easier way to see a dentist without going to the dentist’s office. Use virtual dental visits to:
Important: Data rates may apply. Dental virtual visits are currently unavailable in Maine and Texas. Services may not be available in all states or for all lines of business.
Included with this dental plan, our Consumer MaxMultiplier® program rewards you for keeping up with your dental care by adding dollars to next year’s annual maximum. Here is how it works:
You will not actually earn cash that you can access or withdraw. UnitedHealthcare adds those award dollars to your annual maximum for the following year and applies them to qualifying claims.
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